If you and your spouse have minor children, you should consider their future college education costs. There are a number of creative ways to provide for the payment of those expenses. Here are a few: 1) The child shall make a good faith effort to apply to all potential grants and scholarships. The parties shall then pay the remainder of college education costs proportionate to their incomes. 2) The child shall make a good faith effort to apply to all potential grants and scholarships. The parties shall then pay the remainder in equal shares. 3) Wife shall be responsible for 1/3 of college education costs, Husband shall be responsible for 1/3 of college education costs, and Child shall be responsible for 1/3. 4) One party agrees to pay the entirety of college education costs. 5) Use a public school as a reference point. For example, one party agrees to pay the total amount of college education expenses not to exceed the cost of attending UMass-Amherst for four years. The child shall be responsible for all costs beyond that. Be careful. If your children are very little, you might be negotiating in the dark because you do not know the many things that may happen between now and the moment your child enters college. Be sure to consult with an attorney to draft an agreement that meets your financial best interests.